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Terms of use

Terms of Use for www.m-ortgage.com
These Terms of Use govern your use of the website www.m-ortgage.com (the "Website") operated by M-ortgage (referred to as "we," "us," or "our"). By accessing or using the Website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please refrain from using the Website.

Website Content 
a. The content provided on the Website is for general informational purposes only. It does not constitute financial, legal, or professional advice. You should seek appropriate advice before making any financial or legal decisions.
b. We strive to ensure the accuracy and timeliness of the information provided on the Website. However, we do not warrant or guarantee the completeness, accuracy, reliability, or suitability of the information. You acknowledge that any reliance on the information is at your own risk.

Intellectual Property 
a. All intellectual property rights, including copyrights, trademarks, and logos, displayed on the Website belong to us or their respective owners. You are prohibited from using, copying, reproducing, modifying, or distributing any of the intellectual property without prior written permission from the owner. 
b. You may print or download content from the Website for personal, non-commercial use only. Any unauthorized use of the content may violate copyright laws and other applicable regulations.

Third-Party Links 
a. The Website may contain links to third-party websites or resources that are not under our control. We are not responsible for the availability, accuracy, content, or any other aspect of these third-party websites. 
b. Any links to third-party websites do not imply endorsement or affiliation. Your interactions with these third-party websites are at your own risk, and you should review their respective terms and privacy policies.

Limitation of Liability 
a. To the extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or in connection with the use of the Website or any information contained therein. 
b. We make no warranties or representations, express or implied, regarding the availability, security, or uninterrupted operation of the Website.

Privacy 
a. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using the Website, you consent to the collection and use of your information as described in the Privacy Policy.

Modifications 
a. We reserve the right to modify or update these Terms of Use at any time without prior notice. It is your responsibility to review the terms periodically to stay informed of any changes.

Website Disclaimer:
1. Content Accuracy: While we strive to ensure the accuracy and reliability of the information provided on our website, we cannot guarantee that all content is current, complete, or error-free. Information, prices, and availability of products and services are subject to change without notice.

2. Personal Responsibility: The content on our website, including guidebooks and articles, is meant to provide general information and guidance. However, it is not a substitute for professional advice. We recommend seeking personalized advice from qualified experts before making any decisions based on information found on our website.

3. Subscription Services: Our subscription services are designed to offer valuable resources, tools, and benefits to our subscribers. However, the availability of services, features, and benefits may vary based on factors such as location, subscription level, and other conditions.

4. Guidebooks and Educational Content: Our guidebooks are educational resources intended to share knowledge and insights on specific topics. These guidebooks do not constitute professional advice, and their content may not be applicable to every individual situation. We encourage critical evaluation and further research before implementing any advice provided in the guidebooks.

5. User Contributions: We value user engagement and contributions on our website, such as comments and forum posts. However, we are not responsible for the accuracy or reliability of user-generated content. Users are expected to adhere to our terms of use and guidelines when submitting content.

6. Third-Party Links: Our website may contain links to third-party websites, services, or resources. These links are provided for your convenience and do not imply endorsement or responsibility for the content or services provided by third parties. Please review the terms and privacy policies of these third-party websites before engaging with them.

7. Data Privacy: We are committed to protecting your data and privacy. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our website and services, you agree to the terms of our Privacy Policy.

8. Changes and Updates: We reserve the right to modify, update, or amend the content, offerings, and terms on our website without prior notice. It is your responsibility to review any changes or updates.

9. Limitation of Liability: In no event shall M-ortgage.com (MORTGAGE COM PTY LTD) or its affiliates be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website, subscription services, guidebooks, or any content provided. By accessing and using our website, subscription services, and guidebooks, you acknowledge and agree to the terms of this disclaimer. If you have any questions or concerns, please feel free to contact us.

If you have any questions or concerns regarding these Terms of Use, please contact us at info@m-ortgage.com. Last updated: 2023/05/22
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